Friday, May 17, 2013

How health care policy, costs, politics, and legislation impacts you

Health care policy, costs, politics, and legislation are changing on what seems like a daily basis. For seniors, this creates confusion and challenges.

"Is my physical therapy covered by my insurance?"

"Are my medications covered?"

"Is a plan that lets me go to any doctor if I'm willing to pay part of the bill right for me? What are the pros and cons?"

"How does Obamacare affect my coverage, insurance cost, and health care quality?"

"Are there government or private corporate programs that I can take advantage of?"

These are all questions that matter to seniors and yet they have a difficult time getting straight answers. The only people who seem to be able to answer these questions are health care supplement insurance sales people. And the challenge there is getting objective answers. For example, one company might explain how superior his coverage is compared to another insurer citing examples and stats that the other insurers seniors compared didn't even mention. But according to Robert Bache, Sr. Health Care Insurance consultant, all coverage is 100% identical from one company to another because the details are mandated by law. 

So if you're a senior citizen, your best option is the least expensive option that let's you take advantage of any programs you're eligible for. 

The only thing you have to do now is find out what private and government programs are available to you in your zip code and which is least expensive. To do that, contact Robert Bache at: https://docs.google.com/forms/d/1pH3hR9LSsdMOKC2oTySNWUoRWrkHslXK2DuhiMB5TeA/viewform ... You can also reach him at his direct number: 206-337-6872 but the contact for above is faster and secure. 

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